Investment Management Services

Goal Identification

Goal identification is the process of analyzing an individual or family’s main goals and ideal outcomes and then using that information to establish the core elements of their desired success. Goal identification clarifies a client’s priorities to provide a framework that can be used to make decisions.

Timelines

Timelines refer to establishing a schedule of actions or events in the proper order to achieve the desired outcome for the client.

Risk Assessment

Risk Assessment refers to establishing a client’s tolerance or willingness to accept risk to achieve an expected rate of return. All investments can provide less-than-expected returns so understanding what a client is willing to risk is paramount to proper asset allocation so the client will stay the course.

Strategic Asset Allocation

Strategic Asset Allocation is a method of allocating funds to pursue the highest potential return at a specific level of risk. Asset allocation normally uses sophisticated mathematical analysis of the historical performance of asset classes to attempt to project future risk and return. Asset allocation is an approach to help manage investment risk. It does not guarantee against investment loss.

Foundational Planning for Retirement

Foundational Planning for Retirement is the process of deciding what a client’s retirement goals are and the actions and decisions they will need to undertake to bring these goals to fruition. It involves analyzing their current assets, estimating expenses and savings, and identifying other sources of potential retirement income. A client’s future finances will affect their retirement goals.

Cash Flow Management

Cash Flow Management is one of the fundamental processes for becoming wealthy. Spending less than you earn requires knowing where your money is coming from, where and why it is being spent and when. It prevents cash crunches and helps clients plan for larger expenses.

Wealth Management

Wealth Management is a discipline which incorporates structuring and planning wealth to assist in growing, preserving and protecting wealth, while passing it onto the family in a tax-efficient manner and in accordance with their wishes. Wealth management brings together tax planning, wealth protection, estate planning, succession planning and family governance.